From your first bank account to NIL income management. Real-world money skills that school doesn't teach—but life requires.
Start here. Build the basics.
Real-world applications.
Building long-term wealth.
Your first savings account
Teens who open savings accounts as children are 2x more likely to have savings accounts as adults. Start the habit early.
Understanding your paycheck
Your first paycheck is confusing. Why is it less than you expected? Learn what FICA, withholdings, and gross vs. net mean.
What to do with your money
Emergency fund → debt → retirement → goals. Learn the order that maximizes your money over time.
Filing taxes without fear
Your first tax return is a rite of passage. Learn what forms you need, what deductions you can take, and why you might get a refund.
Your financial reputation
Credit scores affect apartment rentals, car loans, even some jobs. Learn how to build credit the right way without going into debt.
The biggest purchase so far
A car is most young people's largest purchase. Learn to negotiate, understand financing, and calculate true cost of ownership.
Your brand is a business
NIL income is business income. Learn how to manage taxes, track expenses, and build your athletic brand responsibly.
Your first real business
From lawn care to content creation. Learn how to turn a side hustle into a real business with proper structure.
Tax-free retirement growth
A Roth IRA is the most powerful tool for young investors. $1,000 invested at 16 could be worth $88,000+ at retirement—tax-free.
Making your money work
Stocks, bonds, index funds, ETFs. Cut through the jargon and understand how to build wealth over time.
Paying for higher education
College is expensive, but there are smart strategies. Learn about 529s, FAFSA, scholarships, and ROI calculations.
Understanding property
Whether you rent or buy, understanding real estate is essential. Learn about leases, mortgages, and property as an investment.
Athletes can now earn real money in high school and college. But NIL income is business income— with taxes, expenses, and planning requirements that nobody teaches.
$1,000 invested at 16 could be worth $88,000+ at retirement. Starting early isn't just nice— it's the single biggest advantage young people have.
Most high schoolers graduate without knowing how to read a pay stub, file taxes, or understand a credit score. These aren't optional skills—they're survival skills.
Reading about Roth IRAs is one thing. Actually opening one is another. Our boss challenges require students to apply what they learn in real situations.
Join the waitlist to be first to know when ISP launches Fall 2026.
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